6 Things You Should Do To Save Money In 2020

By Jessica Truss | Published January 24, 2020

In today’s world, it’s more important than ever to prepare for your financial future.

One of the easiest ways to prepare is to simply cut expenses and save more of your hard earned money.

We often forget some of the golden rules that our parents taught us. Here’s a quick list of things you can do to save THOUSANDS in 2020. No matter your circumstance, there’s something here that everyone can use.

​1. Quit smoking

This might make some people upset, but it’s time to quit smoking. Not only is it terrible for your health, but it’s costing you and your family a fortune. If you smoke a pack every day, that would equate to a WHOPPING £3,650 saved every year.

There are plenty of techniques to quit smoking, but it all comes down to your dedicated to cut the habit. Come up with a plan and have family and friends hold you accountable.

2. Save hundreds on your energy bills in 60 seconds

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​3. Save on supermarket shopping

There are two simple ways to save hundreds on your supermarket shop.

The first is to make a list and stick to it. You’ll often find that without a list you will find yourself at the checkouts with way more than you intended. This is called “hunger shopping” and it’s extremely dangerous for your wallet.

The second is to shop a brand level down. Supermarkets are very clever at separating their products into different categories, using language to give you the choice of how ‘luxury’ or ‘basic’ you want to be. Often a name brand and supermarket brand will be made in the same factory.

Next time you shop, swap one of everything to something just one brand level lower. So if you buy Lurpak butter, buy Tesco’s own brand.

4. Quit buying expensive coffee

Yes, we all love a Starbucks Latte every now and again. However, buying coffee from your favourite barista everyday will quickly add up.

Let’s do the math… £3 per latte 5 days a week will cost £15. That’s £60 across the month! You could brew your own coffee at home and add that £60 into your savings instead.

5. Drive down petrol costs

The easiest way to find the cheapest forecourt in your area is by comparing prices using a free tool. Go to and after registering, enter your postcode and tell it how far you’re willing to travel. It’ll list the cheapest petrol stations in your area.

6. Cancel unused subscriptions

It’s easier than ever to rack up monthly subscription bills since many products and services offer monthly plans. But the problem with those is that you tend to sign up and forget, or you get “cancel remorse” and keep subscriptions you don’t really use.

Go through your bank statements and review your subscriptions immediately! Don’t forget to check your Direct Debits too.

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