Eight Little Known Money Saving Tips to Help Pensioners Pinch Pennies Without Sacrificing Anything to Do So

By Jessica Truss | Published Nov 19, 2020

We all love to save money, yet no one wants to cut out the good things in life.

That’s why today we are going to show you the top ten ways to save money without sacrificing anything whatsoever.

And #1 can save you hundreds of pounds per year and make your life easier at the same time. Sound good?

Ok, let’s get right to it then.

Number 8.

Lower the temperature on your hot water heater to 50 degrees.

Really, that is plenty hot, and we seldom use straight hot water anyway. You will not even notice this change yet it can save you up to 5% on your water heating costs and there is zero downside.

Number 7.

Double the recipe on the meals you make and freeze the other half for another day.

This cuts down on waste to the point where the second meal is almost free in some cases. It’s also nice to just be able to take something out of the fridge and pop it in the microwave. This saves money and makes life easier at the same time. 

Also, be sure to check for senior discounts at your supermarket as most do offer them, and they can add up fast.

Number 6.

Always purchase store brands for your over the counter meds.

This can save you as much as 40%, and they are the exact same formula as the name brand. Always opt for the generic whenever possible. Also, comparison shop for your drugs online, it can save you a bundle.

Many pharmacies offer significant discounts for seniors, so always ask.

Number 5.

Volunteer at fairs, festivals and concerts. If you like to go to these events than you know how expensive, ticket prices have gotten. Some concerts are hundreds of pounds for a ticket. Yet, volunteers get in free in many cases. And it’s fun to people watch before the event anyway. 

Number 4.

This one is timely with the holidays just around the corner and so many people struggling a bit financially.

Put a family spending limit on gifts and limit the number of gifts per person. This is appreciated by everyone in the family who is under the stress of holiday spending.

Christmas can be a huge expense which puts a burden on everyone in the family. Plus it will let you focus on all of the things that matter most and the real joy of the season.

Number 3.

Use coupons. You can save a lot of money by using coupons.

Your Mum was smart for clipping all of those coupons before she went shopping, and they still exist today. Whether they come in the post or you find them online the savings can be substantial. 

Number 2.

No haggle negotiating a trick that works like magic.

When making a major purchase especially if you are purchasing from a private party. As with a used car, boat or whatever. Come up with the price you want to pay (It should be a lot less than the asking price). Hand them or send them a cheque in that amount and tell them “ I am sure it is worth every penny of your asking price, however, this is all I can afford at this time. If it’s too low for you just tear up the check”.

You can even negotiate in many retail establishments in a similar fashion. It is hard for people to give back money or tear up a cheque. A bird in the hand as they say. 

Number 1.

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